Were you finishing your shopping on the eve of Christmas this year?
Avoid that in '09 by looking for gift ideas all year long. I tear out clever gift ideas from magazines and catalogs all year round so when Mother's Day, my best friend's b-day or Christmas rolls around, I have a folder of ideas to choose from which insures I give a thoughtful gift rather than a gift card. Plus, it saves me time so I don't have to wander the mall looking for a gift for that special someone.
